Why USAA is a Trusted Choice for the Military Community
For military members, veterans, and their families, choosing an automobile insurance provider is more than just finding a competitive rate; it is about finding a partner that understands and supports their unique lifestyle. The United Services Automobile Association, or USAA Car Insurance, has built a century-long legacy around precisely this commitment.
USAA’s Enduring Mission and Values
USAA was founded on a simple yet profound mission: to empower its members to achieve financial security through competitive products, exceptional service, and trusted advice. For over 100 years, USAA has dedicated itself to serving active, separated, and retired military personnel and their families, demonstrating a deep understanding of the unique challenges inherent in military life. This century of service and a mission explicitly focused on the financial well-being of military families goes beyond typical corporate statements; it reflects a profound institutional knowledge and a tailored approach that fosters a strong sense of trust and loyalty within its target audience. This historical commitment and specialized focus mean that USAA’s value proposition extends beyond mere transactional insurance to a supportive, long-term relationship, making it a natural and compelling choice for those who qualify. The organization’s core values of service, loyalty, honesty, and integrity are not just words but guiding principles that shape every aspect of their operations.
A Large and Dedicated Community
USAA stands as a leading provider of a wide array of financial solutions, including insurance, banking, investment, and retirement services, serving more than 13 million members of the U.S. military, veterans, and their families. This extensive membership base, coupled with over 37,000 employees operating in eight U.S. cities and three overseas locations, underscores USAA’s significant scale and global reach. Such a robust and well-resourced organization is uniquely positioned to effectively serve a geographically dispersed and often mobile military population, including those stationed internationally. This scale suggests that USAA possesses the operational capacity and specialized infrastructure necessary to cater to the distinct needs of its members, offering services that general insurers might not provide. The large member base also contributes to a more stable risk pool, which can translate into more competitive rates, further solidifying USAA’s position as a uniquely equipped and compelling choice for military car insurance.
Initial Glimpse at Customer Satisfaction and Value
When evaluating car insurance, two primary considerations often emerge: cost and service quality. USAA consistently receives high marks in both areas, frequently noted for its competitive rates and strong customer satisfaction. For example, Insurify highlights that USAA offers “cheaper average rates and ranks higher in customer satisfaction than State Farm”. In an industry where overall customer satisfaction has seen significant declines due to surging rates—with auto insurance price increases averaging 15.5% in 2023, three times higher than other consumer price index categories —USAA’s ability to maintain top-tier satisfaction and affordable premiums is particularly noteworthy. This performance suggests that USAA’s exclusive membership model and operational efficiencies allow it to sustain a strong value proposition and retain member loyalty, even as other insurers grapple with the economic realities of rising claims costs. This ability to deliver value and reliable service amidst broader industry challenges directly appeals to the target audience’s desire for stability and trustworthiness.
Who is Eligible for USAA Car Insurance? Unlocking Your Membership Benefits
USAA’s commitment to the military community is reflected in its exclusive membership eligibility. This unique structure allows USAA to tailor its products and services specifically for those who serve and their families.
Core Eligibility Criteria
To qualify for USAA car insurance, individuals must have a direct military affiliation. This includes:
- Active-duty military members
- Members of the National Guard and Reserves
- Retired military personnel
- Veterans who have honorably served
- Officer candidates enrolled in commissioning programs, such as ROTC, Officer Candidate School (OCS), or a federal service academy
Family Membership and Legacy
A significant aspect of USAA membership is its extension to immediate family members, fostering a powerful sense of legacy and community. Eligibility can encompass:
- Spouses and former spouses of USAA members
- Children, including stepchildren, of USAA members
- Parents or grandparents who are current USAA members
- Former USAA members who previously held a policy
This multi-generational and broad family eligibility is a cornerstone of USAA’s appeal. It means that the benefits of USAA membership can be passed down through generations, creating a strong incentive for families to remain within the USAA ecosystem for their financial needs. This deepens the relationship beyond individual policies to a comprehensive, family-wide financial partnership. Many individuals may not realize that their military connection, even if indirect through a grandparent, could qualify them for membership. Explicitly detailing this broad family inclusion significantly expands the potential audience for USAA’s services. The concept of “sharing the legacy” resonates deeply with military families, reinforcing USAA’s commitment to the entire family unit.
Maintaining Eligibility for Property and Casualty Insurance
For military personnel, it is important to be aware of a specific requirement to maintain eligibility for property and casualty insurance, such as auto insurance. To ensure continued access to these benefits, military personnel must purchase a property and casualty insurance policy underwritten by USAA by December 31st of the year following the year they leave active, reserve, or National Guard military service. Once eligibility is established and this condition is met, it is generally ongoing. This specific deadline for purchasing property and casualty insurance after leaving service is a critical piece of information that could be easily overlooked. It represents a strategic point for USAA to secure long-term relationships with transitioning service members, as missing this window could mean forfeiting access to USAA’s unique benefits designed for their community. Highlighting this provides crucial, actionable guidance for military members as they plan their post-service financial arrangements.
Understanding USAA Car Insurance Coverage Options: From Basics to Specialized Protection
USAA offers a comprehensive suite of car insurance coverages, ranging from essential protections required by law to specialized add-ons designed to provide enhanced financial security.
Core Coverages: The Foundation of Your Policy
Every robust car insurance policy is built upon fundamental coverages designed to protect against common risks.
- Liability Coverage: This is a cornerstone of any policy, safeguarding your financial assets if you are found legally responsible for an accident. It helps cover expenses for injuries or fatalities to other individuals and damage to their property. Unlike some other coverages, liability insurance does not typically have deductibles, but it is subject to the specific limits chosen for your policy.
- Collision Coverage: This coverage is designed to address damages to your own vehicle resulting from an accident. This includes incidents such as colliding with another vehicle, hitting a stationary object like a pole or fence, or even damaging your car by driving over a severe pothole. Collision coverage helps pay for the necessary repairs or replacement of your vehicle. It is frequently a requirement for vehicles that are leased or financed.
- Comprehensive Coverage: This protection extends to damages to your vehicle caused by events outside of your direct control and not involving a collision with another vehicle. Examples include theft, vandalism, fire, flooding, hail, damage from falling objects like trees, or striking an animal. Similar to collision coverage, comprehensive coverage is often mandated by lenders for leased or financed vehicles. The inclusion of clear, real-world examples for each core coverage type, such as “A tree branch falls on your parked car” for comprehensive or “You hit a pole backing out of a tight space” for collision , significantly enhances the clarity and understanding for policyholders. This practical approach demystifies complex insurance jargon, making it easier for members to assess their specific needs and understand how these protections apply in everyday scenarios.
Essential Add-ons: Enhancing Your Protection
Beyond the core coverages, USAA provides several valuable add-ons that can significantly enhance your financial protection on the road.
- Uninsured and Underinsured Motorist (UM/UIM) Coverage: This is a crucial protection that safeguards you and your passengers if you are involved in an accident caused by a driver who either lacks insurance entirely or has insufficient coverage to pay for the full extent of damages and injuries. It can also be vital in hit-and-run incidents where the at-fault driver cannot be identified. In certain states, it is possible to “stack” this coverage across multiple vehicles on your policy, which can significantly increase your total coverage limits for a relatively low additional cost. This ability to stack UM/UIM coverage is a valuable, often overlooked, feature that allows members to bolster their protection against a common risk, demonstrating USAA’s commitment to offering robust, customizable protection that extends beyond minimum requirements.
- Roadside Assistance: This add-on provides practical support for common vehicle emergencies, offering peace of mind. Services typically include assistance if you run out of gas, experience a flat tire, need a jump-start, get locked out of your vehicle, or require a tow.
- Rental Reimbursement: If your vehicle is rendered inoperable or requires repairs due to a covered loss, rental reimbursement helps cover the cost of a rental car, ensuring you can maintain your mobility while your vehicle is being serviced. USAA has a preferred partnership with Enterprise, streamlining the rental process for members.
Unique Protections: Going Beyond the Standard
USAA distinguishes itself with specialized coverage options that cater to specific member needs, particularly those related to vehicle ownership and unexpected losses.
- Car Replacement Assistance (CRA): USAA’s Car Replacement Assistance is a standout feature that offers a significant advantage over traditional Guaranteed Asset Protection (GAP) insurance. If your owned or financed vehicle is declared a total loss or is stolen and unrecovered, CRA pays 20% more than its actual cash value (ACV). This additional cash provides substantial financial flexibility, allowing you to pay off an upside-down loan balance or use it as a down payment on a new vehicle. This coverage can be added at any time, regardless of the vehicle’s age or whether you were the original owner. It is important to note that CRA does not cover leased vehicles or your policy deductible. The provision of 20% above ACV is a key differentiator from standard GAP insurance, which typically only covers the difference between the ACV and the loan balance. This unique benefit directly addresses the financial burden of vehicle depreciation and provides liquid funds, offering genuine financial security. This innovative approach aligns perfectly with USAA’s mission to empower members financially, especially those who may frequently purchase vehicles or face unexpected losses due to their service.
- Specialized Coverage for Specific Needs:
- Rideshare Gap Protection: For members who utilize their personal vehicles for ridesharing or delivery services (such as Uber or Lyft), USAA offers Rideshare Gap Protection. This coverage is designed to fill the crucial insurance gap that often exists when a driver has logged onto the rideshare app and is awaiting a request, but has not yet picked up a passenger or delivery. This period is frequently not fully covered by either personal auto policies or the rideshare company’s insurance.
- SR-22 Filings: USAA provides assistance to members who are required to file an SR-22 form, which is a certificate of financial responsibility mandated by some states (e.g., California) after certain driving infractions, such as a DUI. The availability of Rideshare Gap Protection and SR-22 filings demonstrates USAA’s responsiveness to modern driving trends and specific regulatory requirements. For military members who might utilize ridesharing for supplemental income or face unique legal obligations, these specialized coverages provide essential, often overlooked, protection, showcasing USAA’s comprehensive support for diverse member needs.
How Much Does USAA Car Insurance Cost? Rates & Factors: What to Expect
One of the most compelling aspects of USAA car insurance for eligible members is its highly competitive pricing, which often stands out in the broader insurance market.
Overall Affordability and Competitive Edge
USAA consistently ranks among the most affordable car insurance providers nationwide. According to NerdWallet’s June 2025 analysis, USAA’s average full coverage premium is approximately $1,464 per year, with minimum coverage averaging $371 annually. These figures are notably lower than the national averages of $2,290 for full coverage and $623 for minimum coverage. Independent studies by Car and Driver, U.S. News, The Zebra, and NerdWallet generally concur that USAA offers some of the lowest rates on average. Forbes Advisor also reports USAA’s average annual cost for good drivers at $1,475. This consistent ranking as one of the most affordable insurers is a powerful draw for its target audience. This favorable pricing structure suggests that USAA’s exclusive membership model allows for a more stable and predictable risk pool, which translates into lower premiums for eligible members compared to the general population.
Factors Influencing Your Premium
While USAA car insurance overall rates are highly competitive, individual premiums are determined by a variety of factors unique to each driver and their circumstances.
- Driving Record: A clean driving record is a significant factor in securing lower rates. While incidents like speeding tickets or at-fault accidents will naturally increase premiums, USAA often remains a cost-effective option even for drivers with a less-than-perfect record. For instance, a single speeding ticket might lead to an approximate annual increase of $130 on USAA rates, while an at-fault accident could result in about a $320 increase.
- Credit Score: USAA generally offers very competitive rates across all credit tiers. Individuals with excellent credit scores can find significant savings, and even those with very poor credit may find USAA’s options more affordable compared to other major competitors.
- Age: USAA provides highly competitive rates for drivers across all age groups, including teens, young adults, and senior drivers. Their rates for these demographics are often significantly lower than national averages.
- Location: Car insurance rates are highly variable by state and even by zip code. While rates fluctuate geographically, USAA’s premiums frequently remain below state averages across the country.
It is important to note that while external data consistently shows USAA’s low average rates, some individual policyholders, particularly on platforms like Reddit, have reported experiencing significant premium hikes, leading them to explore or switch to competitors such as Progressive or State Farm. This apparent contradiction highlights that while USAA’s
overall pricing remains competitive, individual rate adjustments can occur due to broader industry trends, such as rising claims costs and inflation, which impacted the entire auto insurance market with an average 15.5% increase in 2023. This means that even loyal members should periodically review their policies and compare quotes to ensure they continue to receive the most advantageous rates for their specific situation.
To provide a clearer picture of USAA’s competitive standing, the following tables illustrate average annual car insurance rates compared to national averages and other major providers.
USAA vs. Competitor Average Annual Car Insurance Rates
| Company | Full Coverage Annual Premium | Minimum Coverage Annual Premium |
| USAA | $1,464 | $371 |
| Travelers | $1,709 | $538 |
| GEICO | $2,004 | $482 |
| American Family | $2,139 | $690 |
| Progressive | $2,155 | $635 |
| State Farm | $2,169 | $497 |
| Nationwide | $2,728 | $962 |
| Allstate | $2,961 | $733 |
| Farmers | $3,863 | $1,174 |
Average Annual Car Insurance Costs: USAA vs. National Average by Driver Profile
| Driver Profile | USAA Average Annual Premium | National Average Annual Premium |
| Clean Driving Record | $1,464 | $2,290 |
| One Speeding Ticket | $1,594 | $2,909 |
| One At-Fault Crash | $1,784 | $3,400 |
| One DUI | $1,952 | $4,272 |
| Poor Credit | $2,682 | $3,792 |
| Age 18 | $3,709 | $6,192 |
| Age 20 | $2,762 | $4,316 |
| Age 25 | $1,723 | $2,550 |
Maximizing Your Savings: USAA Car Insurance Discounts & Programs: Tailored for Military Life
USAA offers a variety of discounts and programs designed to help members save on their car insurance, many of which are specifically tailored to the military lifestyle.
Military-Specific Savings
USAA’s deep understanding of the military community allows it to offer unique savings opportunities that directly address common situations faced by service members.
- On-Base Discount: Members who garage their car on a military base can receive a discount of up to 15% on their auto premium. This discount acknowledges the reduced risk associated with vehicles parked in secure, controlled environments.
- Vehicle Storage Discount: This is a particularly valuable discount for military personnel. If you are deployed or storing your insured vehicle for any other extended period, you could qualify for a significant reduction of up to 60% off your premium. This substantial discount is a powerful testament to USAA’s direct response to the unique challenges of military life. It is not a generic discount but a specialized financial relief mechanism that directly addresses a common and often costly concern for deploying service members, highlighting USAA’s commitment to supporting its members through specific military-related circumstances.
SafePilot Program: Drive Smart, Save More
The USAA SafePilot program is an innovative way for members to earn discounts based on their safe driving habits.
- How it Works: The program utilizes the USAA DriveSafe™ App, which monitors various driving behaviors, including phone handling, harsh braking, and mileage. Based on this data, the app calculates a driving score, with 100 being the highest possible score for safe driving.
- Discount Structure:
- Participation Discount: Upon enrolling and actively participating in the SafePilot program, members immediately receive a discount of up to 10% on their auto insurance policy. This initial discount typically lasts for 365 days or until an earned discount is calculated based on driving data.
- Earned Discount: Based on the driving score achieved, members can earn a total policy discount of up to 30% at their policy renewal. To maximize this potential saving, it is recommended that all eligible drivers on the policy participate and meet the minimum driving requirements of at least 325 miles and 16 hours per policy period.
- No Premium Increase: A crucial and reassuring aspect of the SafePilot program is that participation will never result in an increase to your premium; it can only lead to discounts. This explicit guarantee directly addresses a common apprehension associated with usage-based insurance programs, where drivers might fear negative impacts on their rates. This transparency encourages broader adoption among a potentially cautious audience, further solidifying USAA’s member-centric approach and competitive edge in the usage-based insurance market.
USAA SafePilot Program Discount Tiers
| Driving Score Range | Policy Discount Range |
| 87 to 100 | 30% |
| 73 to 86 | 14% to 29% |
| 65 to 72 | 3% to 13% |
| Below 64 | 1% |
Bundling and Other General Discounts
In addition to military-specific and usage-based programs, USAA car insurance offers standard discounts that can further reduce premiums.
- Bundling: Members can achieve significant savings by combining their auto insurance with other USAA policies. Bundling auto insurance with homeowners or renters insurance can lead to savings of up to 10%. Collectively, USAA members saved an impressive average of $1.2 billion by bundling their auto and home insurance products. This substantial collective savings highlights how USAA’s integrated financial services model creates a powerful ecosystem. This approach incentivizes members to consolidate their financial products, leading to greater convenience, increased loyalty, and overall financial benefit, reinforcing USAA’s mission of holistic financial security.
- Automatic Payments: Enrolling in automatic payments can provide a discount of up to 3% on your premium. This also offers the practical benefit of simplifying payments, which is particularly useful for military members facing deployments or extended periods of travel.
- Multi-Vehicle Discount: Insuring two or more vehicles on the same USAA policy automatically qualifies you for a discount.
- Other Potential Savings: While not exhaustively detailed in all available information for USAA, common industry discounts that may be available include those for good students, completion of defensive driving courses, and the installation of anti-theft devices.
USAA Customer Service & Claims Experience: A Look at Their Reputation
USAA’s reputation for exceptional customer service and efficient claims handling is a significant factor in its appeal to military families.
Overall Satisfaction and Claims Handling
USAA consistently receives high praise for its customer service and claims satisfaction. J.D. Power rates USAA as “Above average” for both auto claims and overall customer satisfaction. In The Zebra’s consumer survey, USAA achieved top rankings among large insurers, scoring 1st in trustworthiness (9.08/10), customer service satisfaction (8.98/10), and likelihood to recommend (8.93/10). Furthermore, USAA’s financial strength is rated A+ Superior by A.M. Best, indicating a robust ability to meet its claims obligations.
However, a more nuanced perspective emerges when considering other evaluations. For instance, CRASH Network, which surveys collision repairers on how well insurers facilitate quality repairs and customer service, has given USAA a grade of “C+” or lower. Additionally, some discussions on platforms like Reddit suggest mixed experiences, particularly regarding premium increases or specific claims processing issues. This suggests a potential variance between general member perception and the operational realities of claims processing, particularly concerning relationships with collision repair shops or individual premium adjustments. While members generally report feeling well-served, there can be underlying friction points within the broader claims ecosystem. This balanced view is important for understanding the full scope of USAA’s service delivery.
Innovation in Claims: AI and Digital Tools
USAA car insurance is actively embracing technological advancements to enhance its claims process and overall member experience.
- AI and Machine Learning: USAA car insurance has partnered with Deloitte US and Google Cloud to develop an advanced AI and machine learning solution. This technology is capable of recognizing vehicle damage from photos, accurately mapping that damage to a list of parts, recommending whether those parts should be repaired or replaced, and even predicting the time and labor costs involved in repairs. This initiative aims to create “touchless claims,” significantly streamlining operations and improving efficiency for both USAA and its members. This significant investment in AI and machine learning demonstrates a forward-thinking approach to enhancing efficiency and customer experience, particularly in speeding up claims resolution. This commitment to technological innovation positions USAA as a modern, tech-savvy insurer, appealing to a digitally-native segment of its military audience.
- Digital Tools: The USAA Mobile App offers a suite of enhanced digital features designed for convenience and security. These include biometric logon options such as fingerprint, face, and voice ID, providing a faster and safer way to access accounts. Through the app or online portal, members can seamlessly manage their policies, retrieve auto ID cards, view policy details, update coverage and deductibles, and even add new drivers or report claims.
Accident Forgiveness Policy
Accident Forgiveness is a valuable feature offered by USAA car insurance that can provide significant peace of mind for policyholders.
- Benefit: This policy add-on waives the premium surcharge that would typically be applied for your first at-fault accident.
- How to Earn: You can earn Accident Forgiveness by maintaining an accident-free driving record with USAA for five consecutive years. Once this criterion is met, the benefit is provided at no additional cost. In some states, members may also have the option to purchase this benefit upfront.
- Important Considerations: It is important to understand that Accident Forgiveness is policy-wide, meaning it applies to only one at-fault accident per policy period, regardless of the number of drivers listed on the policy. Furthermore, this benefit is not available in all states; for example, California does not offer Accident Forgiveness. While the premium increase directly resulting from the forgiven accident is waived, other discounts you previously qualified for might be affected by the incident, potentially leading to some overall rate adjustment. The requirement to earn this benefit over five years of clean driving and its state-specific limitations mean it is not an immediate or universal perk. This highlights the importance of members understanding the specific terms and conditions, as the perceived value can significantly differ based on individual circumstances and location.
USAA Customer Satisfaction & Claims Ratings Summary
| Rating Source | Category | USAA Score/Rating | Context/Comparison |
| J.D. Power (2023) | Overall Customer Satisfaction | Above average | Industry average 822 (on 1000-point scale), dropped 12 points YoY |
| J.D. Power (2023) | Auto Claims Satisfaction | Above average (878 industry average) | Amica Mutual ranked highest (909), Erie Insurance (902) |
| The Zebra (2025) | Overall Score | 4.6/5 | Top-notch insurance company |
| The Zebra (2025) | Trustworthiness | 9.08/10 | Ranked 1st among large insurers |
| The Zebra (2025) | Customer Service Satisfaction | 8.98/10 | Ranked 1st among large insurers |
| The Zebra (2025) | Likelihood to Recommend | 8.93/10 | Ranked 1st among large insurers |
| A.M. Best | Financial Strength | A+ Superior | Highest possible rating, indicating strong ability to pay claims |
| NAIC | Complaint Index | Below average (1.18) | Received fewer complaints than market average |
| CRASH Network (2023) | Collision Repair Grade | C+ or lower | Among 87+ companies, 29 received B+ or higher; USAA among 10 largest with C- or lower |
Making the Switch to USAA Car Insurance: Getting a Quote and Joining the Family
For eligible individuals, transitioning to USAA for car insurance is designed to be a streamlined and supportive process.
The Seamless Quote Process
Obtaining a car insurance quote from USAA car insurance is straightforward and convenient. Prospective members can easily get a quoted premium online for a new or used vehicle, allowing them to review potential rates and coverage options before making any commitments or policy changes. This flexibility empowers individuals to compare USAA’s offerings against their current coverage or other providers at their own pace.
Managing Your Policy with Ease
USAA places a strong emphasis on digital convenience, providing members with robust self-service capabilities. Through the USAA Mobile App or the online portal, members can efficiently manage various aspects of their policy. This includes retrieving auto ID cards, viewing detailed policy information, updating coverage limits and deductibles, and even adding or removing drivers and vehicles. This extensive suite of digital tools caters to the preferences of a digitally-native segment of its military audience, ensuring efficiency for routine tasks.
When to Contact USAA Directly
While a wide array of services is available online, certain auto insurance transactions or more complex inquiries may necessitate direct assistance from a USAA representative. For personalized support, detailed explanations, or to navigate intricate policy adjustments, members can readily contact USAA by phone at 800-531-USAA (8722) or 210-498-2211. This combination of extensive self-service digital capabilities and readily available phone support highlights USAA’s flexible customer service model. This hybrid approach caters to the diverse preferences within the military community, ensuring both efficiency for routine tasks and personalized assistance when needed, thereby enhancing the overall ease of doing business with USAA. This balanced approach is particularly valuable for a target audience that might be geographically dispersed or have limited access to consistent internet, making human contact a vital fallback.
Conclusion: Is USAA Car Insurance Right for You?
USAA Car Insurance presents a compelling option for military members, veterans, and their families, offering a unique blend of specialized service, competitive pricing, and comprehensive coverage.
Recap of USAA Car Insurance Value Proposition
USAA stands out as a premier choice primarily due to its deeply rooted mission to serve the military community, a commitment that has spanned over a century. This dedication translates into competitive rates that frequently undercut national averages and those of many major insurers. Furthermore, USAA offers a range of comprehensive and specialized coverage options, such as the distinctive Car Replacement Assistance and highly beneficial military-specific discounts like the significant vehicle storage savings. The organization also consistently receives high marks for customer satisfaction, reflecting its strong service orientation.
The Importance of Eligibility for USAA Car Insurance
The defining characteristic of USAA is its exclusive membership. The primary consideration for accessing USAA car insurance and its associated benefits is military affiliation. If you or an immediate family member has a connection to the U.S. military, you are likely eligible to unlock a suite of financial products and services specifically tailored to your unique lifestyle and needs. This exclusivity is not a barrier but a foundational element that allows USAA to deeply specialize in serving military families. This specialization enables them to offer highly tailored products, competitive pricing, and a strong community focus that general insurers simply cannot replicate.
Final Recommendation
For those who meet the eligibility criteria, USAA car insurance offers more than just car insurance; it provides a comprehensive financial partnership that genuinely understands and supports the military community. The overarching value proposition is intrinsically linked to its exclusive membership model, which fosters deep loyalty and a sense of belonging within the military family. It is recommended that all eligible individuals explore USAA’s offerings, obtain a personalized quote, and compare it against other providers. By doing so, they can fully appreciate the potential savings and unique benefits that USAA car insurance can provide, solidifying its role not just as an insurer, but as a dedicated partner to those who serve.
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